If you do not need life insurance, not more, selling your life insurance through a life settlement is certainly a more attractive proposition than the expiration leaving your policy, or tradition for a pittance. This secondary market for life insurance was declared perfectly legal if the Supreme Court stated that a life insurance policy is an asset and as such is for securities. Since then, viatical settlements have been questioned: it is a win-win situation for all parties involved, or a dark motive for murder, because a complete stranger now has a legitimate interest in your death?

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